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No fees · No minimums

Money that moves as fast as you do.

Float is the spending account that pays 4.30% APY, rounds up your change to invest, and never charges a surprise fee.

Get the appSee how it works
FDIC insured to $250kSet up in 3 minutesFree transfers
9:41Float ●
Total balance
$8,240.55
▲ $312.40 this month · 4.30% APY
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Recent activity
☕
Blue BottleToday · Coffee
-$5.40
💸
PaydayYesterday · Income
+$2,400
🛒
Whole FoodsMon · Groceries
-$72.18

$8B+ moved · 1.2M happy members · 4.9★ on the App Store

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Why Float

Everything your bank app should be.

📈

4.30% APY

Earn on every dollar, paid daily. No tiers, no lock-ups, no catch.

🔁

Auto round-ups

Spare change from every purchase invested automatically.

🚫

Zero fees

No overdraft, no monthly, no minimum-balance fees. Ever.

⚡

Instant transfers

Send and receive money in seconds, free between members.

Paying with phone
Spend smarter

A card that gives back, automatically.

Up to 5% cash back on the things you actually buy, with real-time spend insights that keep you on track.

  • Up to 5% cash back, auto-applied
  • Freeze and unfreeze in one tap
  • Set smart budgets that nudge you
$0in surprise fees
4.30%APY, paid daily
3 minto open an account
Join 1.2M members

Your money, finally working for you.

Open a Float account in three minutes. No fees, no minimums, no nonsense.

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